Let's get started!

How to Begin

First time logging in online? We have you covered! Register for your online account by filling out the the new user registration form.

Once submitted, your data will be validated in our system and further instructions will be sent via email.

Start Contributing

Once you are officially registered, you’ll want to start contributing. To do this, you need to set up your deferrals!

Your deferral rate is the amount automatically deducted from your payroll that goes straight into your retirement account.

To start contributing, use the following steps:

  • First, click on "Deferral Rate/Amount" in the left hand menu. You may be provided two options depending on your plan, "Change Deferral by Percent" and "Change deferral by Dollar".

  • After you choose to change your Deferral by percent or dollar, click on the "Change Deferral Rate/Amount" to select the specific percent or amount that you would like to contribute from each of your paychecks to your 401k.

  • The next screen will show your current deferral rate/amount and will have a New Value column on the far right for you to select the rate/ amount that you would like to begin contributing.

  • Make the changes you want and then click "Submit Deferral Change"

  • You should then receive a confirmation of your changes. We will notify your payroll department of your deferral rate changes made online.

Choose Investments

Choosing the right investments is an important step. Be wise with your investments by doing your own research or by talking to a professional.

When you’re ready to choose where to invest your money, use the following instructions:

  • After logging into your account, start by clicking "Investment Elections" in the left hand menu.

  • The next screen will show two columns: "Current %" and "New %" columns.

  • Select the investments you want by changing the amount in the "New %" column - make sure your total selections equal 100%.

  • Click on "Submit Investment Elections" at the bottom of the screen.

  • And your set! Feel free to change and update your investment elections at any time.

Designate Beneficiaries

Last, but certainly not least, prepare for all situations and make sure you tell the IRS who should get your money in that worse case scenario. Do this by following the instructions below to designate your beneficiary.

  • First, click "Beneficiary"

  • Select "Add Beneficiary" and then enter the required information. Click "Continue" when finished.

  • You will be taken to a screen to review your changes. If you need to add more beneficiaries, click on "Add Beneficiary" and repeat steps 1-3 until all desired beneficiaries have been added.

  • When you are done adding beneficiaries, click "Apply Changes" on the review screen.

  • And that’s it! Feel free to make changes to your beneficiaries online at any time.

Note to married Participants: You are required by law to have your spouse as 100% Primary Beneficiary. If you choose to have your spouse as less than 100% Primary Beneficiary, you will need to obtain a Designation of Beneficiary form to complete and have your spouse sign the form in the presence of a Notary.



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